While Dr. Turbes is in the process of enrolling with insurance companies, she is currently an out-of-network provider. This means that clients will be billed directly, with payment due at the time of the session. Clients are, however, provided paperwork (called a “superbill”), which they can then submit to their insurance company for reimbursement. This page will be updated as Dr. Turbes becomes credentialed with insurers.
It is recommended that the family contact their insurance provider prior to initiating services with Dr. Turbes to ask about their plan’s out-of-network benefits and what those benefits cover.
Questions that families are encouraged to ask their insurance company include the following:
What are the out-of-network mental health insurance benefits?
What is the plan’s deductible? Has it been met?
Does my plan have requirements/limitations for mental health services? For example, does the child/adolescent need a referral from a primary care provider to attend therapy? How many sessions per year are covered? Does the plan limit the time length of the appointment?
Is there specific information that the insurer needs from the psychologist to help the family receive reimbursement for services that they have paid for?
Can the family petition to have fees covered under their in-network benefits due to the psychologist’s areas of specialization?